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If they want to try their hands at investing, your teens can turn to several games available.
Next Gen Personal Finance has a 20-minute stock market game that uses real market historical data at buildyourstax.com, and the SIFMA Foundation has one at stockmarketgame.org.
Meanwhile, Junior Achievement has JA Take Stock in Your Future, a curriculum that introduces high-school students to the stock market. It also has a competition event.
"Investing can be fun," Espinal said. "Let's learn it the right way."