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Carter inherited the inflation from Gerald Ford. He made it worse because he had no idea what he was doing, but he didn’t create it.
Biden was stuck with the pandemic, but the underlying economy prior to the pandemic was a terrific economy, the border was in check, Israel was largely peaceful, gasoline was plentiful and cheap. He’s managed to screw up everything that Trump had left in relatively good order in the span of four months. That takes real talent for incompetence.