Unlearning money avoidance is hard. Don't waste time on regrets.

When you stumble — and we all do — Brewer says it's important to lead with curiosity, not criticism, because the latter option isn't productive.

Instead of falling into a pattern of self-judgment with constant "review and regret" every time you impulse-shop or avoid the utility bill, Brewer suggests approaching mistakes with a growth mindset. What could you learn from your misstep? What is it telling you?